News Update for Tuscaloosa County Homeowners …

House Burns to Ground … “Bad” Insurance
Pays Only Half the Replacement Cost …
and Another Corpus Christi Family Spends
Entire Life Savings to Make Up the Difference

It was a scene out of the movies. Turning into their neighborhood after a long day of running errands, the retired couple found the street blocked by emergency vehicles – and their home a smoking ruin.

Once the rubble was cleared away and reconstruction began, they learned the horrible truth: rebuilding can cost a lot more than new construction. The replacement cost exceeded the insured value of their home. So, after twenty years of living mortgage-free, the couple found themselves saddled with another loan.

Adding insult to injury, they had to cough up thousands of dollars to replace their possessions. Their policy only paid actual cash value – the cost to replace an item less the estimated depreciation. Their older, well-maintained furniture, electronics and appliances were worth practically nothing.

Conclusion:  The loss of your home is traumatic enough, without having to pay thousands of dollars out of pocket to restore your quality of life.  Our policies always pay replacement costs. Request a QUOTE now to see how much you can save while getting increased peace of mind.